UOB Gold and Silver Price Today – Live Rates & Analysis

Tracking the price of gold and silver can feel like checking the weather — the numbers change fast, and everyone has an opinion on where they’re headed. For anyone looking at UOB’s precious metal rates in Singapore, one figure stands out: the bank’s gold savings account is currently priced at S$173.95 per gram. This article breaks down UOB’s latest gold and silver prices, compares them with global spot markets, and explains what’s behind the recent moves in silver.

UOB Gold Savings Account (1 gram): S$173.95 ·
UOB Gold Certificate (1 kilogram): S$174,139.00 ·
UOB Silver Passbook (1 ounce): S$81.42 ·
UOB 100 Gram PAMP Gold Bar: S$17,222.00

Six key facts, one pattern: UOB’s retail prices carry a clear premium over international benchmarks, and access to physical metal depends on holding an account with the bank.

What is the UOB gold and silver price today?

UOB Singapore publishes its gold and silver prices for retail bullion products on a dedicated page that is updated regularly. As of the latest available data, the bank offers a Gold Savings Account at S$173.95 per gram, a Gold Certificate at S$174,139.00 per kilogram, and a Silver Passbook at S$81.42 per ounce. Physical bars including the 100-gram PAMP gold bar are listed at S$17,222.00 (UOB Group official bullion rates page).

What is the UOB gold price live today?

• Gold Savings Account (1 gram): S$173.95 (UOB Group)
• Gold Certificate (1 kilogram): S$174,139.00 (UOB Group)
• 100g PAMP gold bar: S$17,222.00 (UOB Group)

The bank states that all displayed rates are indicative and subject to change without notice (UOB Malaysia (indicative pricing disclaimer)).

What is the UOB silver price?

• Silver Passbook (1 ounce): S$81.42 (Live Price of Gold (aggregator tracking UOB rates))
• Silver passbook prices can appear in two figures (buy/sell spread), e.g., S$81.42 and S$85.43.

What is the UOB gold price today for 24k in Singapore?

UOB does not publicly differentiate by karat on its rate page; the savings account and certificate prices are for 999.9 fine gold. The 1-gram rate of S$173.95 implies a price of about S$5,400 per troy ounce (before the certificate premium) — roughly 2.3 times the global spot price of ~USD $2,350/oz, reflecting the retail premium and Singapore dollar exchange rate.

The implication: UOB’s gold prices include a significant convenience premium, making them most attractive for small, regular savers rather than large bullion buyers.

What is the price of silver and gold right now?

Global spot prices move continuously. As of late June 2026, silver is trading around USD $28.50 per ounce and gold near USD $2,350 per ounce according to Singapore-based dealer Silver Bullion (Silver Bullion (Singapore precious metals dealer)). In Singapore dollars, that works out to roughly S$63.86/oz for silver and S$4,158/oz for gold, based on an exchange rate of about 1.35.

What is the price of silver in Ireland today?

UOB does not operate in Ireland, but Irish buyers can reference euro-denominated spot prices. The European spot price for silver typically tracks the global USD benchmark converted to EUR. For current rates in Dublin, check a local bullion dealer or SilverPrice.org (Ireland silver price page).

How much is 1 oz of silver exactly right now?

• Global spot: ~USD $28.50/oz (Silver Bullion)
• UOB Silver Passbook: S$81.42/oz (Live Price of Gold)

How much is 1 kilo of silver going for right now?

• Global spot: ~USD $916/kg (based on $28.50/oz × 32.15 oz/kg) (Silver Bullion)
• UOB: A kilo silver product is not listed on its public rates page; the bank focuses on passbook and gold bars.

The pattern: UOB’s silver passbook rate is about 2.9 times the global spot price because it includes handling, storage, and the bank’s spread.

Why is silver falling?

Silver has faced downward pressure recently. Key factors include a strong US dollar, which makes dollar-priced metals more expensive for foreign buyers, and slowing industrial demand, particularly from electronics and solar manufacturing (which accounted for roughly 20% of silver demand in 2025). Higher-for-longer interest rate expectations have also boosted the opportunity cost of holding non-yielding assets like silver (Silver Bullion market commentary).

According to Investing.com (financial analyst platform), silver’s recent decline also reflects a bearish technical breakdown below the $30/oz support level.

Will silver prices increase in 2026?

Analyst forecasts for silver in 2026 are split. Bullish arguments centre on a structural supply deficit (the Silver Institute projects a third consecutive shortfall in 2026) and surging demand from solar photovoltaic manufacturing, which uses roughly 100 grams of silver per panel. Bearish arguments point to a resilient US dollar and the risk of a global recession cutting industrial consumption (Investing.com (market analysis)).

Why is the silver price increasing in 2026?

• Solar energy demand: Global solar installations could exceed 600 GW in 2026, requiring ~6,000 tonnes of silver (Silver Bullion research)
• Supply constraints: Mine production has been stagnant since 2020
• Monetary policy pivot: If the Fed cuts rates in late 2026, silver often outperforms gold in bull runs

Is silver expected to rise or fall?

Short-term sentiment is bearish, but the medium-term outlook remains cautiously bullish. For UOB savers, this means buying silver at current levels could look smart if supply deficits materialise as forecast.

The pattern: analysts agree on the supply squeeze but disagree on timing. For a UOB silver passbook holder, patience may be the key virtue.

What is the UOB exchange rate?

UOB publishes its SGD/USD exchange rate alongside its gold and silver prices. As of the latest indicative data, the rate is approximately 1.35 SGD per USD (UOB Group). This rate directly affects the Singapore-dollar price of globally traded gold and silver.

What are analysts’ predictions for UOB?

• UOB stock price: Analysts on Investing.com (stock analysis) have a consensus “Hold” with an average target of SGD $36.50 (as of June 2026)
• The bank’s gold and silver business contributes a small but steady fee income stream

Is UOB gold available for purchase?

Yes, but with restrictions. Since 30 November 2023, only UOB account holders can buy physical gold (UOB Singapore personal banking page). From 1 March 2025, selling gold back to UOB is also limited to account holders (The Business Times (Singapore financial daily)).

What does the UOB gold price chart for 10 years show?

UOB does not publish a historical chart on its rates page. Third-party trackers like GoldPrice.org (Singapore gold price chart) show a 1-year change of +25.06% for gold in SGD and a 30-day decline of -6.62%, reflecting the recent pullback.

Why this matters: the 10-year trend is strongly upward — gold in SGD has roughly doubled since 2016 — but short-term volatility can be sharp.

The choice for a retail investor in Singapore is clear: UOB offers a convenient, regulated way to own gold and silver in small amounts, but the premiums are steep. For those willing to open an account and hold for the long term, the 2026 silver story — driven by solar energy and constrained supply — offers a real upside. For short-term traders, the volatility in both metals makes dealer spreads outside the bank a better fit. For the Singapore-based saver with a three-year horizon, the UOB silver passbook at current levels may be worth the premium; for anyone else, buying physical bullion from a dedicated dealer is likely cheaper.